Heartland Community Bank collects information you might consider to be private, such as account number(s), social security number, income and net worth about you (non-public personal information) from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transaction with us or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any information you might consider to be private about you to anyone, except as permitted by law such as, reports to credit bureaus, IRS Reporting, responses to subpoenas, search warrants, summons.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Heartland Community Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Heartland Community Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.