Consumer / Real Estate

Auto Loans
Heartland Community Bank wants to put you in motion by providing financing for your next auto purchase. We provide new and used-car loans for up to 60 months at very competitive rates. Use one of our calculators to help you estimate a payment that will fit in your budget. Call one of our experienced Loan Officers at any of our convenient locations for more details.

Personal loans
It takes a lot of money to survive these days. At Heartland Community Bank we know that you won’t always have enough cash to meet your needs. That’s why we offer personal loans with low fees and competitive interest rates to help you out with anything from a family vacation to your daughter’s wedding. Call one of our Loan Officers for more information.

Home/Real Estate Loans
Heartland Community Bank is a leader in the origination of real estate loans in southeast Nebraska. We offer everything from fixed-rate loans to Home Equity Lines of Credit, with a broad range of home-improvement loans in between. Oh, and if you need a loan to buy some bare land for your dream home, we can take care of that too! We keep you in mind by making sure that the loan will fit your circumstances. Use our real estate calculator to estimate the payments on your future loan now.

Nebraska Energy Loans are a great way to finance energy efficiency improvements to your home, farm, or commercial business. A broad range of improvements can qualify including, doors and windows, heating & air-conditioning, insulation and more. The best part of this type of loan is that the interest rate is 5% (subject to availability). Check out the Nebraska Energy Office website for details on this award-winning program.