Agricultural / Commercial

Agricultural Loans
Agriculture is the heartbeat of the communities that we serve in Nebraska. Heartland Community Bank Loan Officers understand the needs of farmers in our area. We offer a wide variety of options to help you finance your equipment, crops and livestock. Our revolving lines of credit automatically deposit funds into your checking account which saves you time and interest. We understand how to use the financial tools you need to make profitable decisions on your Farm. Click here to find today’s market prices. Our Ag Loan Officers use ECI Farm Equity Manager software to help you prepare your Balance Sheet and Cash Flow. Stop in, and we can discuss your needs over a cup of coffee.

Agricultural Real Estate Loans
The second half of our name is LAND. Consequently it makes sense that Heartland Community Bank would have a variety of options available for you to finance the purchase of farmland. We offer quick low cost closing on our in-house loans, with flexible repayment schedules. We also have the capability of offering long-term competitive fixed-rate mortgages through Farm Services Agency as well as beginning farmer loans which in many cases may require no down payment at all! Give us a call to see what’s right for you!

Commercial
The heart of the small towns in Nebraska, is the business district. We too are a small business, and we understand the issues that you, the small business owner, must deal with. Heartland Community Bank can provide you with a variety of services that will make it easier for you to do business in our changing markets. Whether it’s an operating, inventory, equipment, real estate, or construction loan, we can handle it all for you. It doesn’t just stop there, we have a broad variety of services available that make handling cash in your business a snap! Think about using our 24/7 telephone banking service to access your account information from anywhere at anytime! Call your nearest location for details on this and our other convenient services.