Richard R. Otto Registered Representative 402-488-8404

Heartland Community Bank investment services meet client financial objectives with investments selected to meet their goals. We guide you through various stages of your life, including retirement plans, education strategies, tax strategies, and estate plans with written financial plans.

We offer a variety of investment alternatives and services to meet your needs, including:

• Tax Free Mutual Funds
• Stock Mutual Funds
• Annuities
• Company Retirement Plans
• Life Insurance
• Traditional and Roth IRAs
• College Funding

Our investment professional, Rick Otto, is experienced in looking at an investor’s entire financial picture. With backgrounds as a Bank Trust Officer, Bank President, and investment strategies experience, Rick can work with you to develop a written plan that can help with your current and long-term objectives.

Mutual funds, variable products and other investments: are not insured by FDIC, are not deposits, or other obligations of any Bank, are not guaranteed by any Bank or any other affiliated entity, are subject to investment risks, including possible loss of principal invested, are not insured by the Securities Investors Protection Corporation (SIPC) as to loss of principal.

Securities offered through Woodbury Financial Services, Inc., a registered broker/dealer and member NASD/SIPC, Box 64284, St Paul, MN 55164. 800-800-2000